Ella finds out from her contractor that her check bounce, and a call to the bank reveals that government investigators have frozen the found money, leaving the Paynes at risk of losing everything.

Ella and Curtis learn that the government will likely take the laundromat; they go to JoAnn for answers about Robert's activities.

Curtis and Ella struggle to hold onto the laundromat and find a way to pay their creditors.

Nyla isn't sure she can make up for her latest mistake of leaving the kids alone for hours; Ella prepares to take out a mortgage to pay her creditors.

Kendrick is not ready for Nyla and her kids to move back in with him; Ella and JoAnn want Nyla to go to counseling.

Ella stands by her decision about Nyla.

Curtis realizes he was right about Nyla all along.

Curtis reconciles within his household.

Curtis and Nyla make a truce.

Nyla and Terrance unexpectedly grow closer when he's the one who looks after her when she gets sick.

Kenny and Lynn find Nyla kissing Terrance on the couch and demand answers despite her attempt to put them off.

Terrance has a run in with Kendrick that leads to bad feelings all around.

Terrance becomes upset when he finds out Nyla's previous relationship was an abusive one.

Curtis tries out all sorts of ways, underhanded and otherwise, of getting Terrance his money. Ryan offers unhelpful advice.

Curtis and Ella, out of ideas to save the laundromat, are surprised by an offer from Terrance, who has a plan to keep the business often.

In his usual way, Curtis makes things difficult as the Paynes start to run the laundromat with Terrance.

Nyla decides to get back together with Kendrick; Terrance brings in customers to the laundromat through his social media postings; Curtis thinks the children broke the model train set.

Terrance and Curtis have very different ideas on how to operate the laundromat and their constant arguing threatens the future of the business; Kendrick seeks advice from Ella and JoAnn about Nyla.

Terrance tries once again to talk Nyla out of getting back together with Kendrick, but Kendrick rains on their parade. Later, Kendrick hits Nyla and she decides to leave him--but this time for good.